This document provides the terms and conditions of use of www.glacierautoinsurance.com. Your use of this website is expressly conditioned on your acceptance of these Terms & Conditions. If you do not agree with any part of the Terms & Conditions, you must not use this website.

Glacier Auto Insurance™ and its insurance company affiliates (“Glacier Auto Insurance™”) reserve the right to modify the Terms & Conditions at any time. Continued use of this website by you will constitute your acceptance of any revisions to the Terms & Conditions. Please check this page regularly.

• Paperless Electronic Delivery
• Copyrights and Trademarks
• Third-Party Websites
• Privacy Policy
• Password Registration
• Disclaimer of Warranty
• Limitation of Liability
• Jurisdiction / Enforceability
• California Privacy Rights

Paperless Electronic Delivery

Enrolling in Paperless Electronic Delivery means that you consent to allowing Glacier Auto Insurance™ to electronically deliver important policy documents to you. This means you will no longer receive paper versions of policy documents in the mail, but will rather receive an electronic notification to an email address you provide. The documents are accessible using at the Glacier Auto Insurance™ website under the “Manage My Policy” link. Policy documents that will no longer be mailed include but are not limited to the following:

• Policy Contract and Endorsements
• Insurance Identification (ID) Cards
• Billing Notices
• Declaration Pages
• Underwriting notices

Some documents, including cancellation and non-renewal notices, may be delivered to you in paper form by mail in addition to being provided electronically.

If you consent to Paperless Electronic Delivery, you have the right to withdraw your consent at any time. Once you withdraw your consent Glacier Auto Insurance™ will begin sending your policy documents in paper format to the last known address in our records. However, a Paper Document Fee may apply if you (1) do not consent to Paperless Electronic Delivery; or (2) withdraw your consent to Paperless Electronic Delivery. At any time, you may consent to Paperless Electronic Delivery or request a paper copy of a particular policy document by calling our customer service department at 1-888-GLACIER.

You can access the electronic version of your documents anytime by logging into your online self-service account at Manage My Policy. You will be required to register for an account and create a unique User ID and password to securely access your policy information. Step-by step instructions are provided on our website or you may call customer service for assistance. You will need the following to access our website: (1) a computer, tablet or phone capable of accessing the internet (2) an internet service provider and (3) an internet browser capable of viewing our website. After registering your Manage My Policy account, you may access all of your policy documents on the View/Print Documents page. You will be able to view, print, or save your policy documents in Adobe Portable Document format (pdf). If you do not have a program to view the documents in Abode pdf format, you can download Adobe Acrobat Reader from within your Manage My Policy account. If these technical requirements change, we will provide you with the updated requirements. If you have trouble with your Manage My Policy account or accessing your documents, it is your responsibility to contact Glacier Auto Insurance™ and notify us of the problem at 1-888-GLACIER.

You are responsible for accessing and reading the policy documents in your Manage My Policy account. Electronic documents have the same legal effect as printed ones. If an email sent to you for Paperless Electronic Delivery is returned as undeliverable, you will be unenrolled from Paperless Electronic Delivery and you will receive your policy documents by mail. It is your responsibility to update any changes to your email address with Glacier Auto Insurance™. Glacier Auto Insurance™ is not responsible for an inactive or out-of-date email address you provide to us. You may change your email address and if necessary, re-enroll for Paperless Electronic Delivery by contacting Glacier Auto Insurance™ customer service department at 1-888-GLACIER or by logging into your Manage My Policy account.

Glacier Auto Insurance™ may amend the terms of this agreement at any time by providing notice of the amended Terms & Conditions to you. If you do not agree with the amended terms, you may withdraw your consent from Paperless Electronic Delivery.

By enrolling in Paperless Electronic Delivery, you acknowledge that you have read, understand, and agree to these Terms & Conditions and consent to receive important policy documents in electronic format. This agreement is effective immediately when Glacier Auto Insurance™ receives consent to Paperless Electronic Delivery.

Copyrights and Trademarks

Except where otherwise indicated, all materials contained within the Glacier Auto Insurance™ website are the copyrighted or trademarked intellectual property of Glacier Auto Insurance™ or its third-party licensors. All logos and other trademarks and service marks used on this website are owned by Glacier Auto Insurance™, unless otherwise denoted.

Permission is hereby granted to use, copy and distribute these materials as presented in Glacier Auto Insurance™’s website and without alteration for non-commercial purposes only; provided that all copyright and other proprietary notices appear in all copies in the same manner as the original. All other uses are prohibited.

Except as expressly provided herein, you shall not use any portion of this website, or any other intellectual property of Glacier Auto Insurance™ (including, but not limited to its service marks), on any other website, in the source code of any other website, or in any other printed or electronic materials. Except as expressly provided herein, you shall not modify, publish, reproduce, republish, create derivative works, copy, upload, post, transmit, distribute, or otherwise use any Glacier Auto Insurance™’s website’s content or frame Glacier Auto Insurance™’s website within any other website without our prior written permission. Systematic retrieval of data or other content from this website to create or compile, directly or indirectly, a collection, compilation, database or directory, without prior written permission from Glacier Auto Insurance™, is prohibited. Linking from another website to any page in this website is strictly prohibited without prior written permission.

Third-Party Websites

Glacier Auto Insurance™’s website contains links to other Internet websites (third-party websites) that are not maintained by Glacier Auto Insurance™. These links are provided solely for your convenience. Glacier Auto Insurance™ makes no warranties or representations about the content of, about any products or services offered by, or about the security or the intellectual property compliance of, such third-party websites. We recommend that, before using these websites, you take the time to read the privacy policies and user agreements of those websites.

Privacy Policy

Please review our Privacy Policy, which also governs your visit to Glacier Auto Insurance™’s website.

Password Registration

Glacier Auto Insurance™’s online service website (Manage My Policy) are restricted and require a user identification code (User ID) and a password for access. Unauthorized, unlawful or deliberately damaging use of or access to the online service website is strictly prohibited.

In accessing the online service sites, you agree that:

• Glacier Auto Insurance™ is entitled to act on instructions received under your User ID and password.
• Glacier Auto Insurance™ is not liable for any unauthorized access to your personal information that is not the direct result of gross negligence or intentional misconduct on the part of Glacier Auto Insurance™.
• You will keep your password confidential and you will notify Glacier Auto Insurance™ immediately if you believe someone else has obtained your User ID and password or any unauthorized access to the online service site has occurred or may occur.
• Glacier Auto Insurance™ may block access to the online service site without prior notice if we believe your User ID and password are being used by someone other than you, if any unauthorized access to your personal information has occurred or may occur, or for other reasons including the protection of the individual’s personally identifiable information.

Disclaimer of Warranty

The content and materials in Glacier Auto Insurance™ Auto Insurance™’s website is provided “as is” and without representations or warranties of any kind, either express or implied. Glacier Auto Insurance™ Auto Insurance™ expressly disclaims all warranties, express or implied, with respect to this website including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement. Glacier Auto Insurance™ does not warrant or represent that the functions or operation of this website will be uninterrupted or error-free, that defects will be corrected, or that this website, its servers or any email sent from Glacier Auto Insurance™ are free of viruses or other harmful components. Some states do not allow the disclaimer of implied warranties, so some or all of the foregoing disclaimer may not apply to you.

Limitation of Liability

Glacier Auto Insurance™ shall not be liable for any injury, loss, claim, or damages of any kind, whether based in contract, tort, strict liability or otherwise, which arises out of (1) the use of, or inability to use, this website or content found in this website, and (2) unless resulting from the gross negligence or intentional actions of Glacier Auto Insurance™, or the unauthorized access to or alteration of your data but only to the extent of the cost to correct the security defect or to restore the affected information. Glacier Auto Insurance™ shall not in any case be liable for any indirect, special, incidental, consequential, or similar damages of any kind, even if Glacier Auto Insurance™ has been advised of the possibility of such damages. Some states do not allow the exclusion of liability for certain damages, so some or all of the foregoing exclusions or limitations may not apply to you.

Jurisdiction / Enforceability

Use of Glacier Auto Insurance™’s website shall be governed by, and its language must be construed in accordance with the laws of, the State of Pennsylvania without giving effect to any principles of conflicts of laws. Any dispute concerning this website or the stated policies shall be subject to the exclusive venue of a court of competent jurisdiction in Montgomery County, Pennsylvania.

Should any provision of these Terms & Conditions be held to be invalid, unlawful or for any reason unenforceable, then the affected provision shall be severable from the remaining provisions. A severed provision shall not affect the validity or enforceability of the remaining provisions.

California Privacy Rights

California Civil Code §1798.83 permits our website users who are California residents to request certain information regarding our disclosure of personal information to third parties. To obtain this information, a request should be made in writing to us at
1767 Sentry Park Way West, Suite 300, Blue Bell, Pennsylvania 19422-2233.